It seems that there are a lot of people these days that need to resort to a payday loan and many are against them. There are those that say that they should be banned because they take advantage of the most vulnerable but others that feel they should stay. But are there really arguments that…Read More Why Do We Need Payday Loans?
Borrowing money is a serious thing, whether you’re thinking about getting it from friends, family, or a lender. These are all options, but it goes without saying that not all options are created equal. If you’re borrowing money due to a very sensitive issue within your family, do you really want relatives to know about…Read More 3 Steps to Borrowing Money Wisely
If you’re struggling to manage your finances, have mounting debts or have received letters demanding payments then you may have looked at the different debt solutions available to you. From IVAs, to debt management plans and consolidation loans, there are so many different solutions out there that it can be difficult to know which is…Read More The Different Debt Solutions Available to You
A new flat rate state pension of £144 per week as part of government reforms has been revealed as part of the Queens speech. The Pensions Bill will come in to effect in 2016 and would create a ‘simpler state pension system that encourages saving, and provides more help for those who have spent years…Read More £144 per Week Flat Rate Pension Confirmed in Queen Speech
At times, when you are unable to find a way out financially, loans can play a huge part in saving you from imminent bankruptcy. However, when it comes to borrowing, most people do not really set any precedents for themselves before they take the money. Remember, whenever you take a loan, you have to return…Read More How much can you afford to borrow?
The depression in financial market for last several years has made the monetary condition very tight for common people. Saving money is now of real challenge due to constant inflation and ever increasing price of everyday commodities. It is really difficult to arrange instant money during crisis. The urgent financial need can be for medical…Read More How immediate loans helps you to escape from monetary emergencies
Recent figures from the Financial Services Compensation Scheme (FSCS) have revealed that the number of claims submitted in 2012 for mis-sold payment protection insurance (PPI) was almost double the number from 2011. Just over 11,000 claims were submitted in 2011, whilst the number jumped to more than 19,000 in 2012. A lot of this is…Read More New Figures Show PPI Claims Nearly Doubled in 2012
We are led to believe that traditional high street banks offer the best rates for customers who need to borrow. This may be true for borrowing larger amounts of money, but if you need access to smaller amounts of cash quickly, then banks don’t always offer the best terms. So is it better to borrow…Read More A Personal Loan or an Overdraft?
It is more than apparent that having a good credit record is becoming more and more important. Low rate lenders such as banks, supermarkets and mainstream lenders have tightened their lending criteria’s meaning only those with immaculate credit histories will be able to get their hands on the best deals on loans and credit cards.…Read More Why is it Important to Check my Credit Record?
The annuities market is one that can be incredibly overwhelming, especially if you are looking at the number of different options which are available.Read More What is an Investment-backed annuity?